MUHAMMAD FARRUKH ABID. Cross-Industry Application Development Strategies for Optimizing E-Commerce, Retail, Banking, and Telecom Systems. International Journal of Finance (IJFIN) - ABDC Journal Quality List, [S. l.], v. 38, n. 1, p. 1–8, 2025. Disponível em: https://ijfin.org/index.php/ijfin/article/view/IJFIN_38_01_001.. Acesso em: 12 dec. 2025.