[1]
Rituparna Choudhury and Sumeet Gupta, “Toward Inclusive Finance: A Systems Theory-Based Empirical Model for Indian Financial Institutions”, IJFIN, vol. 38, no. 4, pp. 66–98, Aug. 2025, Accessed: Dec. 11, 2025. [Online]. Available: https://ijfin.org/index.php/ijfin/article/view/IJFIN_38_04_003