Shaikh Masrick Hasan, and Shakila Afroz Farha. “From Debt to Donations: Impact of Capital Structure on Risk and Return in Microfinance Institutions”. International Journal of Finance (IJFIN) - ABDC Journal Quality List, vol. 38, no. 2, Mar. 2025, pp. 24-45, https://ijfin.org/index.php/ijfin/article/view/IJFIN_38_02_003.